EMICO Advisory Services
Planning YOUR Way
Welcome to EMICO Advisory Services, where planning YOUR way to financial peace of mind is our expertise. Whether you are still receiving a paycheck or have begun your retirement experience, we help you create and maintain a financial plan that aligns with your visions and dreams for a secure and happy future. Our approach is holistic, and revolves around all areas of your financial life, including:
- Cash flow analysis – analyzing your needs and income resources
- Investment Management – making your money work for you
- Tax strategies – minimizing taxes to maximize assets
- Risk/Protection Management – protecting what you have
- Estate Planning – assisting families with wealth transfer
Helping you develop conviction about your financial plan is our underlying objective.
At EMICO, we continue earning your trust by sharing our extensive knowledge, educating you, and involving you in all decisions throughout our partnership. Our success is measured by the long-term, meaningful relationships we continue to have with our client community. Helping you develop conviction about your financial plan is our underlying objective. We are committed to excellence in everything we do. Our impeccable client service helps to reduce the stress in managing your financial life. We consider it an honor and privilege to partner with you, our clients, and guide you through a lifetime of sound financial decisions.
Please look through our website to learn more about us. We pride ourselves in getting to know you and your unique circumstances. If you desire the peace of mind that comes with having an integrated and comprehensive financial plan, give us a call or send us an email. We would enjoy hearing from you.
Helpful Content
Timing Your Retirement
This short video illustrates the importance of understanding sequence of returns risk.
Social Security: The Elephant in the Room
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.
The Great Debate Continues: Active vs. Passive
In investments, one great debate asks the question, “Active or Passive Investing: Which Is Better?”
Retirement Traps to Avoid
Beware of these traps that could upend your retirement.
Insuring Your Business With a Buy/Sell Agreement
It may help your business be better prepared in the event of the death of a principal or key employee.
A Brief History of Estate Taxes
Federal estate taxes have long since been a lucrative source of funding for the federal government.
Protecting Your Business from the Loss of a Key Person
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
How Boomers and Millennials Differ
The YOLO Economy is a focus on experiences over material possessions, prompting Boomers to consider a similar mindset.
A Primer on Dividends
A company's profits can be reinvested or paid out to the company’s shareholders as “dividends."
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Historical Inflation
See how the purchasing power of a dollar has changed over time due to inflation.
Social Security Tax Estimator
Estimate how much of your Social Security benefit may be subject to federal income tax.
Assess Your Life Insurance Needs
Estimate how much life insurance coverage may be appropriate for your situation.
What Is the Dividend Yield?
Calculate the dividend yield of a holding and see what that means for income over time.
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
Estimate Your RMD
Calculate your required minimum distribution amount based on your account balance and age.
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It May Be Time for a Financial Checkup
It’s never a bad time to speak with your financial professional about changes in your situation.
Surprise! You’ve Got Money!
Here’s a quick guide to checking to see if you have unclaimed money.
From Boats to Brokers
From the Dutch East India Company to Wall St., the stock market has a long and storied history.
Retirement Plan Detectives
Watch this fun video for tips on how to search for missing money.
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.